How it works
Choose your vehicle, agree your annual mileage and decide on
agreement term between 20 and 48 months.
We will then determine the Guaranteed Minimum Future Value
(GMFV) of the vehicle at the end of your agreement. The GMFV
is deferred to the end of the agreement and is the Optional Final
The GMFV and any deposit are deducted from the price of the
vehicle. You make regular payments based on the remaining balance
plus the agreement interest.
At the end of the agreement, just choose from one of the following
- Renew - Choose a
new vehicle from your Stratstone dealer and use any excess
value over the GMFV towards your deposit. You can trade in your old
vehicle or sell it privately.
- Retain - To keep your vehicle, you only need
to pay the GMFV.
- Return - Simply return your vehicle to
Stratstone in good condition and within the agreed mileage.
Fixed regular payments for easy budgeting.
Your regular payments are reduced because the GMFV is deferred
to the end of the agreement.
The Guaranteed Minimum Future Value protects you against any
potential fall in used vehicle values.
With shorter terms you can be driving a new vehicle more often,
meaning your servicing and maintenance costs may be reduced.
Flexibility – you choose the deposit, annual mileage and
agreement term, to suit your needs, then at the end of your
agreement you choose which of the three options is right for